The three underlined cards in this list are what Daniel refers to as the “3 Exodia Pieces” of credit cards. If you have all 3 you unlock unmatched cashback potential with simplicity.
1.) Karat Credit Card
Social media influencer card (1-3% cashback)
Rated 10/10 by Daniel
2.) Amex Blue Cash Everyday Card
- $200 sign up bonus after $2000 spend in first 6 months
- no annual fee
- 3% cashback groceries, 2% cashback gas
Rated 9/10 by Daniel
3.) Apple Card
1% cashback when using the physical card
Rated 7/10 by Daniel
4.) Blockfi Card
1.5% cashback in Bitcoin on all purchases (2% over $50,000)
No annual fee
Rated 8/10 by Daniel
Rated 0/10 by Stoked Wallet (more on that later…)
5.) Capital One Venture Card
Rated 6/10 by Daniel
6.) Chase Freedom Flex
- No annual fee
- 5% cashback in rotating quarterly categories
- 3% cashback on dining and delivery
- 3% cashback at drugstores
- $200 signup bonus after $500 spend in first three months
- 5% back on gas purchases up to $6000 (same as Sam’s Club)
Rated 10/10 by Daniel
7.) Venmo Visa Card
- 3% cashback choose any category
- 2% cashback choose any category
- 1% cashback everything else
Rated 7/10 by Daniel
8.) Discover IT Cashback Card
- 5% cashback on quarterly rotating category
- 1% cashback on everything else
- Discover matches all cashback at the end of the first year
Rated 6/10 by Daniel
9.) Amex Platinum
- $750 per year
- Private access to airport lounges
- 150,000 sign up bonus (~$3000)
Rated 7/10 by Daniel
10.) Bank of America Alaska Airlines Card
- $75 annual fee
- 3 miles for every $1 spent
- 40,000 point signup bonus (~$800)
- 1 extra ticket to wherever for $120
Rated 6/10 by Daniel
11.) Amazon Rewards Visa Card
- No annual fee for prime users
- 5% cashback at Amazon and Whole Foods
Rated 10/10 by Daniel (if you use Amazon Prime)
12.) Wells Fargo
- No annual fee
- 2% cashback on everything
- $200 signup bonus after spending $1000 in the first 3 months
Rated 8/10 by Daniel
13.) Citi Doublecash
- No annual fee
- No signup bonus
- 2% cashback on everything
Rated 8/10 by Daniel
14.) Chase Freedom Unlimited
- All the benefits of Chase Freedom Flex
- 1.5% on every purchase
Rated 10/10 by Daniel
15.) Wells Fargo Outdoor Solutions
Rated 0/10 by Daniel
16.) Starbucks Rewards Visa Card
- $50 annual fee
- Some free coffee sometimes
Rated 0/10 by Daniel
17.) Chase Sapphire Preferred
- $95 annual fee
- 5% cashback on travel
- 3% cashback on groceries, dining, and streaming services
- $50 yearly hotel credit
- 60,000 points signup bonus (~$900)
Rated 8/10 by Daniel
18.) Chase Ink Business Preferred
- 5 figure credit line
- $1500 in free travel when you spend $15,000 in the first 3 months
Rated 8/10 by Daniel
19.) Amex Gold Card
- 250 annual fee
- $1800 signup bonus
- 8% cashback at restaurants
Rated 9/10 by Daniel
20.) Capital One Quicksilver Rewards
- no annual fee
- $200 signup bonus
- 5% cashback on hotel and car rental purchased through Capital One
- 1.5% cashback on everything
Rated 10/10 by Daniel
21.) Chase Sapphire Reserve
- $550 annual fee
- $300 annual travel credit
- $900 signup bonus
- 10% cashback on cars and hotels purchased through Chase
- 3% cashback on dining
- Airport Lounge and Priority Pass access
- Adds 0.5x multiplier on Chase Freedom Flex and Freedom Unlimited
Rated 10/10 by Daniel
